Dental finance in Sheffield. Fixed monthly payments, nothing decided on the day.

Yes. Through Tabeo, we offer 0% interest on finance terms up to 18 months, meaning you pay only the cost of treatment with nothing added. Longer terms carry a representative APR of 10.9%. Your exact rate and eligibility are confirmed at your consultation.

Our finance partner Tabeo assesses multiple factors beyond a single credit score, including affordability and employment status. A soft credit check is available that will not affect your rating.

Yes. Dental implants, Invisalign, veneers, crowns, cosmetic procedures, and general restorative work are all eligible for monthly payment plans at our Sheffield practice.

Finance terms range from 6 to 60 months depending on your treatment cost and credit assessment. Shorter terms up to 18 months may qualify for 0% interest, while longer terms offer lower monthly payments at 10.9% APR representative, through Tabeo.

During or after your consultation, we help you complete a short application with Tabeo. The process takes a few minutes and decisions are usually same-day. Once approved, your treatment can begin on your agreed schedule.

Not at the first step. Tabeo runs a soft search to show what you are likely to be offered, and a soft search is visible only to you and leaves no mark other lenders can see. A full application later does record a hard search on your file, and we will tell you before that happens.

Nothing changes about your treatment plan and nobody at the practice is told why. Lenders do not share their reasons with us. You can pay in stages instead, start with the part of the plan that matters most clinically, or reapply later. We will not pressure you either way.

Yes, at any time. On a 0% agreement there is nothing to save by settling early, but nothing to lose either. On an interest-bearing agreement settling early reduces the interest you pay, and Tabeo will give you a settlement figure on request.

Tabeo, not the practice. The credit agreement is between you and Tabeo Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 777539). We are paid for the treatment; we are not the lender and we do not set the rate.

Contact Tabeo as soon as you know, because a missed payment can add charges and is reported to credit reference agencies. Most difficulties are easier to sort out early. Your treatment is unaffected and we will still see you.

Not usually. You can put a deposit down to reduce the monthly figure if you want to, and the calculator above shows the effect.

For larger emergency work such as a root canal and crown, yes, once you have been seen and have a written plan. The £30 emergency examination itself is paid on the day; it is too small to finance sensibly.